PRIVACY AND CONFIDENTIALITY POLICY
Last updated: August 8, 2025
This Privacy Policy describes our policies and procedures regarding the collection, use, and disclosure of your information when you use our services, as well as your privacy rights and how the law protects you.
We use your personal data to provide and improve our services. By using our services, you agree to the collection and use of your information in accordance with this Privacy Policy.
Collection and Use of Your Personal Data
When you use our services, we may request certain personal information from you, such as:
- Personal data: name, address, phone number, email, date of birth.
- Insurance information: coverage history, claims, beneficiaries, income, and any details necessary to quote or issue policies.
- Technical data: IP address, browser type, device, usage data, and cookies.
Use of Your Personal Data
ICR Insurance may use your personal data to:
- Provide and maintain our services
- Manage your account
- Contact you via email, phone, or SMS
- Send you information about products, services, or promotions
- Respond to requests or inquiries
- Improve our services and marketing campaigns
- Comply with legal obligations
Retention of Your Data
We will retain your personal data only for as long as necessary for the purposes set out in this Privacy Policy or to comply with legal obligations.
Transfer and Disclosure of Data
Your information may be transferred to and stored outside your state or country. We will take the necessary steps to ensure that your data is adequately protected.
We may disclose your personal data:
- To third-party service providers (such as data analytics or advertising services)
- In the event of a merger, sale, or acquisition of the company
- If required by law or to protect our rights
Security of Your Data
We are committed to protecting your personal information; however, no method of transmission over the Internet is completely secure. We apply commercially acceptable practices to safeguard your data.
Children’s Privacy
We do not knowingly collect personal information from children under the age of 13 without the consent of a parent or guardian. If you believe a child has provided us with personal information, please contact us.
Your Rights Under the California Consumer Privacy Act (CCPA)
If you are a California resident, you have the right to:
- Know what data we collect and how we use it
- Request access, correction, or deletion of your information
- Opt out of the sale of your personal information
- Not be discriminated against for exercising your rights
You can exercise these rights by contacting us directly.
Changes to This Privacy Policy
We may update this Policy from time to time. We will notify you of any changes by posting the updated version on this page and updating the date at the top.
Contact Us
If you have any questions about this Privacy Policy, you can contact us:
- Email: info@icrinsurance.com
- Phone: 786-230-6353
- Website: www.icrinsurance.com